“Thank you for the excellent service that you have rendered unto me. If it weren't for you, I probably wouldn't be taking this month to celebrate my birthday, and with plenty of money to spend. You have shown me how to budget, how to save, how to prepare for the future, how to keep my records in order, etc. I have learned to master the budget, which I found so intimidating, boring and weird. But now, I see how important a budget is. I understand it, through and through. Now I look forward to it, and I have taken your advice and I read, listen to people with great wisdom and knowledge on finances, and I study everything dealing with finances, and I've learned to tithe to the Lord, and to myself, and to watch every dime that I spend and how to have when it seems like I don't have. The more proactive I become, the more the Lord is blessing my efforts.”
— Karla morrison